Awasome Chase Sapphire Preferred Vs Reserve Travel Insurance References

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Chase Sapphire Preferred Vs Reserve Travel Insurance. While the upfront cost of the reserve card is much higher with a $550 annual fee, the effective annual fee is only $250 after factoring in the annual travel credit. Both cards also offer up to $50,000 in annual purchase protection.

Chase Freedom Visa Travel Insurance Coverage
Chase Freedom Visa Travel Insurance Coverage from yoktravels.com

That’s a 56% decrease in value compared to redeeming points for travel with sapphire preferred, and an 87% decrease with sapphire reserve. With the bonus, 10,000 points are worth $125 with the preferred and $150 with the reserve. The chase sapphire preferred gives a $50 hotel credit when you book through the chase travel portal vs the chase sapphire reserve which gets a broader $300 travel credit that is valid on travel purchases outside the chase travel portal.

Chase Freedom Visa Travel Insurance Coverage

Trip delay reimbursement for expenses when your trip is delayed more than six hours up to $500 per ticket. You get more points (while paying less) for the chase sapphire preferred. Excellent bonus categories, including 3x points on all dining and travel purchases, plus 5x points on flights and 10x points on hotels and rental cars booked through the chase ultimate rewards portal; In addition, booking through the chase portal will get you 1.5 cents per point.